Apple Pay launched in December 2018 after a long period of waiting in Germany, too. But which banks are doing which will turn off the service in the course of the year for your customers – and what is the wait? An Overview of the most important banks.


Deutsche Bank



American Express




Hanseatic Bank

Hypovereinsbank – Unicredit

Maestro / Mastercard

O2 Pay


Consors financial


or Maybe not:

Augsburger aktienbank:

“are We currently in discussions and are generally very open-minded. We can’t say at the present time, however, if and when we are able to offer Apple Pay to our customers. Until the end of the year we plan to have a decision.”

the Federal Association of German people’s banks and Raiffeisen banks

“The financial group is studying the use of Apple Pay. A decision is still pending.”


“We want our customers to be able to mobile pay. The first step we have made with the introduction of Google Pay. And we continue to work intensively on the topic.”

Deutscher Sparkassen – und Giroverband:

“The savings banks and landesbanken in Germany are continuously working on improving their services for payment transactions for your customers. […] Of particular interest here, the mobile Pay with the iOS devices of Apple. The Sparkassen-financial group is examining this options.


“The DKB is available to all currently-discussed Mobile Payment solutions and a customer-evaluate-friendly implementation of various procedures. We will be continuing this, as soon as an implementation date for a mobile payment is a solution.”

Hamburger Volksbank:

“Our Mobile Payment offering for Android is very well accepted, so that we are Apple Pay, in principle, open. To clarify the interface for third parties. Here, our Federation is active.” (see: Federal Association of German people’s banks and Raiffeisen banks)


“is not Currently planned, our customers, Apple to offer Pay-in this year. We offer to our clients in the course of the next year, but in any case, a modern Mobile Payment solution. Exact Details regarding the offer, we work out.”


“Certainly, we will not ignore the Mobile Payment in the future, but focus now on smart solutions that allow our customers to their finances [ … ].

Noris Bank:

“We see the Trend toward mobile payments as a significant development in the market […] The payment service Apple Pay is, for many consumers, certainly not attractive. At the Start of the payment service in Germany, Noris Bank has planned, however, no cooperation.”

Sparda-Bank Berlin:

“no, at the Start, unfortunately not yet. Are but very is already organised interested to offer to our customers in a timely manner.”

Sparda-banks in General:

“We are currently testing a new “Mobile Payment”offers […]. For further information, we are not able to give at the moment.”


“the theme of the new digital payment services […] in the case of Wüstenrot Bank, of course, on the Agenda. An intensive market includes observation, we carry out currently. We are currently not able to offer both Alternatives, can imagine in the future, but the entry very well.”

Apple Pay Support for 2018 but very unlikely, confirmed a spokesman at the request of the star.

kreissparkasse Köln:

Not on me.

Oldenburgische Landesbank:

“We will offer our customers opportunities to the mobile payment via Smartphone. The question is just how and when: Whether in fact, in cooperation with Apple Pay or Google Pay, or by a self-developed App, we will be able to weigh in next time and decide. Thereafter, the Phase of the implementation”


“When you Start from is already organised, Postbank will not be there. We […] continue to monitor the development of the market.”


“We are examining various options for the implementation of a Smartphone payment solution using NFC and we are in talks.”

This list is regularly

Mobile payment

Apple Pay-Boss, updated: “We want to replace the wallet”

Apple Pay is launched in Germany. The payment service is a Bang – for customers, dealers, and banks. The cards in the financial market can for the long term, to be re-mixed. However, there are still obstacles that must be overcome.

By Christoph Fröhlich